Insuring Good Times at Your Party with Events Liability for Private and Public Parties
Private parties are meant to be enjoyed, not worried over. Whether you are hosting a 21st birthday, engagement party, wedding or anniversary celebration, event liability insurance protects you if a guest is injured or property is damaged. With the right party event cover in place, you can focus on celebrating while your insurance handles the risk.
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The Benefits of The Party Cover You Get With Us
Injury to Guests
Cover if a guest slips, falls or is injured during the event.
Damage to the Venue
Protection against accidental damage to floors, walls, furnishings or hired property.
Hired Equipment & Décor Liability
Applies to tents, lighting, sound equipment, décor, dance floors and furniture.
Legal Defence Costs
Includes legal expenses if a liability claim is made against you.
One-Day or Multi-Day Cover
Policies can be structured for a single event or multi-day celebrations.
Tailored to Your Event
Cover suited to festivals, concerts, weddings, expos, markets and corporate functions.
Parties That Need Cover
What Information is Needed To Get A Quote
To arrange event liability insurance for a party, we usually require:
Event type (wedding, 21st, engagement, etc.)
Venue location (indoor or outdoor)
Expected number of attendees
Use of stages, tents or temporary structures
Use of hired equipment or décor
If Alcohol will be on the premises
This ensures your cover matches your event’s risk profile.
Frequently Asked Questions (FAQs)
If you are hosting a party at a hired venue or inviting the public or large groups, event liability insurance is strongly recommended and often required by the venue.
Public liability cover applies to accidental injury or damage. Some alcohol-related incidents may be excluded, depending on the policy terms.
Yes. Guests are considered third parties under the policy.
Even small gatherings can result in claims. If a venue is involved, insurance is usually required regardless of size.
No. Cancellation cover is separate and must be arranged specifically.