Insuring Big Fun At Your Festival with Event Insurance for One-Day and Multi-Day Events
Festivals bring people together but they also carry real risk.
Whether your festival runs for one day or several, festival event liability insurance protects organisers against claims for injury, property damage and legal costs. With the right festival insurance in place, you protect yourself, your attendees, your vendors and your event’s future.
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The Benefits of The Festival Cover
Public Liability Cover
Protects you if a festival attendee or third party is injured or their property is damaged during the event.
Venue & Third-Party Property Damage
Covers accidental damage to the venue, hired land, staging areas or surrounding property..
Temporary Structures & Equipment Liability
Applies to stages, tents, marquees, lighting rigs, sound equipment and fencing.
Vendor & Stallholder Exposure
Protects organisers from liability arising from vendors operating within the festival footprint.
Multi-Day Event Cover
Policies can be structured to cover festivals lasting one day or multiple consecutive days.
Tailored to Your Event
Cover suited to festivals, concerts, weddings, expos, markets and corporate functions.
Festival Event Liability Insurance Is Essential For
What Information Is Needed to Get a Quote
To arrange festival event cover, we typically require:
Festival dates and duration
Venue location (indoor or outdoor)
Expected number of attendees
Use of stages, tents or temporary structures
If Alcohol will be on the premises
List of Vendor and exhibitor participants
This allows us to structure cover appropriate to your festival’s risk profile.
While not required by law in all cases, most municipalities, venues and sponsors require proof of public liability insurance before approving a festival.
Yes. Public liability insurance covers claims if an attendee is injured due to an accident linked to the festival.
The organiser’s policy covers liability arising from the event itself. Some vendors may be required to carry their own insurance depending on the risk involved.
Yes. Festival event cover can be structured for one-day events or multiple consecutive days.
Public liability insurance does not cover cancellations. Separate event cancellation insurance may be required.
This depends on attendance numbers, venue requirements and risk exposure. We can guide you on appropriate limits for your festival.